Terms of Use

Last Updated: July 7, 2025

Welcome to Uqesnorl. These Terms of Use govern your access to and use of our website, services, and platform. By accessing or using our services, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing uqesnorl.com and using our financial process digitization consultation services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please discontinue use of our services immediately.

2. Description of Services

Uqesnorl provides comprehensive corporate online services including:

• Financial process digitization consultation
• Business process optimization solutions
• Strategic digital transformation guidance
• Integration services for corporate workflows
• Educational resources and training materials

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

3. User Accounts and Registration

3.1 Account Creation

Certain features of our services may require you to create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account or any other breach of security.

3.3 Account Termination

We reserve the right to suspend or terminate your account at our sole discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties, or for any other reason.

4. User Conduct and Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Violating any applicable local, national, or international law or regulation
• Infringing upon the intellectual property rights of others
• Transmitting any material that is defamatory, offensive, or otherwise objectionable
• Attempting to gain unauthorized access to our systems or networks
• Interfering with or disrupting the integrity or performance of our services
• Collecting or harvesting any information from our services through automated means
• Impersonating any person or entity or misrepresenting your affiliation with any person or entity
• Using our services for any fraudulent or unlawful purpose
• Distributing viruses, malware, or any other harmful code
• Attempting to reverse engineer, decompile, or disassemble any aspect of our services

5. Intellectual Property Rights

5.1 Our Content

All content, features, and functionality on our website and services, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, and the compilation thereof, are the exclusive property of Uqesnorl or our licensors and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our services for your personal or internal business purposes. This license does not include any right to resell or commercial use of our services or content, or any derivative use of our services or content.

5.3 Trademarks

Uqesnorl and our logo are trademarks or registered trademarks of our company. You may not use our trademarks without our prior written permission.

5.4 User Content

You retain ownership of any content you submit, post, or display on or through our services. By submitting content, you grant us a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform that content in connection with our services.

6. Payment and Billing

6.1 Fees

Certain services may be subject to fees. You agree to pay all applicable fees as described on our website at the time of purchase. All fees are non-refundable unless otherwise stated.

6.2 Billing Information

You agree to provide current, complete, and accurate billing and payment information. You must promptly update all information to keep your billing account current and complete.

6.3 Price Changes

We reserve the right to change our fees at any time. Notice of fee changes will be provided in advance through our website or via email.

6.4 Late Payments

Failure to pay fees when due may result in suspension or termination of your access to our services. You remain responsible for all unpaid fees plus interest on overdue amounts at the rate of one and one-half percent per month or the maximum rate permitted by law, whichever is lower.

7. Third-Party Services and Links

Our services may contain links to third-party websites or services that are not owned or controlled by Uqesnorl. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any such third-party content, goods, or services.

8. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your information.

9. Disclaimers and Limitations of Liability

9.1 Service Provided As-Is

Our services are provided on an as-is and as-available basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

9.2 No Warranty

We do not warrant that:

• Our services will function uninterrupted, secure, or available at any particular time or location
• Any errors or defects will be corrected
• Our services are free of viruses or other harmful components
• The results of using our services will meet your requirements

9.3 Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall Uqesnorl, our affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use our services
• Any conduct or content of any third party on our services
• Any content obtained from our services
• Unauthorized access, use, or alteration of your transmissions or content

Our total liability to you for all claims arising from or relating to our services shall not exceed the amount you have paid us in the twelve months preceding the claim, or one hundred dollars, whichever is greater.

10. Indemnification

You agree to defend, indemnify, and hold harmless Uqesnorl, our affiliates, licensors, and service providers, and our respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms of Use or your use of our services.

11. Dispute Resolution

11.1 Informal Resolution

In the event of any dispute, claim, or controversy arising from or relating to these Terms of Use or our services, you agree to first contact us to attempt to resolve the dispute informally by contacting us at [email protected].

11.2 Arbitration

If the dispute cannot be resolved through informal negotiations, you agree that any dispute shall be resolved through binding arbitration in accordance with commercial arbitration rules, rather than in court. Each party will be responsible for their own arbitration costs.

11.3 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

12. Modifications to Terms

We reserve the right to modify or replace these Terms of Use at any time at our sole discretion. We will provide notice of material changes by posting the updated terms on our website and updating the Last Updated date. Your continued use of our services following the posting of changes constitutes your acceptance of such changes.

13. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms of Use. Upon termination, your right to use our services will immediately cease. All provisions of these Terms of Use which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

14. Governing Law

These Terms of Use shall be governed and construed in accordance with applicable laws, without regard to conflict of law provisions. Our failure to enforce any right or provision of these Terms of Use will not be considered a waiver of those rights.

15. Severability

If any provision of these Terms of Use is held to be invalid or unenforceable by a court, the remaining provisions of these Terms of Use will remain in effect. These Terms of Use constitute the entire agreement between us regarding our services and supersede and replace any prior agreements we might have between us regarding our services.

16. Assignment

You may not assign or transfer these Terms of Use or your rights and obligations hereunder without our prior written consent. We may assign or transfer these Terms of Use or our rights and obligations hereunder at any time without restriction.

17. Electronic Communications

By using our services, you consent to receiving electronic communications from us. These electronic communications may include notices about applicable fees and charges, transactional information, and other information concerning or related to our services. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that such communications be in writing.

18. Force Majeure

We shall not be liable for any failure or delay in performance under these Terms of Use due to causes beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

19. Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices or agreements published by us on our services, constitute the entire agreement between you and Uqesnorl concerning our services and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written.

20. Contact Information

If you have any questions about these Terms of Use, please contact us:

Uqesnorl
8 Kaki Bukit Ave 1
Singapore 417941

Email: [email protected]
Phone: +6562846647

By using our services, you acknowledge that you have read and understood these Terms of Use and agree to be bound by them.